Market: Corporate Wellness
Place: New York, NY
Salary: $75,000 (My partner and I dont integrate finances, but we live together and he makes $103,000.).
Net Worth: Currently $91,008 according to Mint (Emergency fund: $10,246, examining account: $8,362.50, retirement accounts: $60,467, brokerage: $12,000, charge card: $2,068 presently but I do not keep a rolling balance. Note: for the rest of 2021, Im spending for my expenses out of checking and contributing 100% post-required deductions to my 401( k) considering that I changed tasks and lost access to a 401( k) for a bit and already maxed out my Roth IRA.).
Financial obligation: $0 (I paid off $65,000 in trainee loans. I was making $130,000 when I first finished college, however was dissatisfied so I changed professions this year.).
Paycheck Amount (2x/month): Right now $0 due to 401( k) capture up, will be $1,550 after typical reductions come 2022.
Month-to-month ExpensesRent: $1,350 (I deal with my partner, J. Our gross rent on months we pay rent is $1,833 each however annualized we will be paying $1,350 each due to the fact that we got a couple of months totally free. We split it down the middle. Between my higher wage prior, his period of unemployment, and our wages now, our annual income is quite much the very same. We moved in together this year.) Electric: $25 (my half) Spotify: $9.99 Phone Bill: $85 (Will start getting $50 of this reimbursed next month.) Hulu: $13 (But Im cancelling it this month.) Cloud Storage: $5 Drybar: $89 for two blowouts a month, not including idea. Medication: $20Annual Expenses: Building Gym Access: $500 annuallyPassword Manager: $29.99 billed annually.
Our gross rent on months we pay lease is $1,833 each but annualized we will be paying $1,350 each due to the fact that we got a couple of months totally free. Between my higher wage prior, his period of unemployment, and our incomes now, our yearly earnings is pretty much the exact same. Cloud Storage: $5 Drybar: $89 for two blowouts a month, not including pointer.