A Week In Seattle, WA, On A $115,000 USD Salary

Occupation: Pharmacist
Market: Healthcare
Age: 35
Location: Seattle, WA
Income: $115,000.
Net Worth: $389,542.68 ($ 243.458.79 in 401( k), $24,458.79 in a Roth IRA fund, $29,645.64 in a brokerage fund, $15,734.23 in my emergency fund, and ~$ 100,000 in equity in my half of our condominium minus debt. My husband and I have different financial resources, so his savings are different from mine.
Debt: $264,398.04 left on our mortgage (so ~$ 132,200 for my half) +$ 23,754.77 vehicle note.
Paycheck Amount (biweekly): $2,338.58 (this is before my HSA contribution kicks in. I anticipate ~$ 2,100 from October-December when my contributions start).
Pronouns: She/her.
Regular monthly ExpensesMortgage: $1,500 every other month (we pay $1,500 and take turns.) Car Payment: $760 (we each make a payment each month to pay it off faster) Car Insurance: $297 every six monthsInternet: My spouse paysCell Phone: Reimbursed by work (and my spouse pays the rest) Electric: $71( water/sewer is included in our HOA) Climbing Gym Membership: $82.69 (including tax) Hulu/Disney+: $15.42 in exchange for gain access to my besties Netflix accountPet Insurance: $35.32 Health Insurance: $16.61 (pretax, drawn from income) HSA: $151 (pretax, taken from income) 401( k): $707.69 (pretax, taken from paycheck) After Tax 401( k): $442.31 (drawn from income) IRA Savings: $500Climbing Gym: $82.69 YNAB: $84 annuallyAmazon Prime: $131.02 every other year (my spouse and I take turns paying this) Professional Licenses: $857 2x/year Professional Insurance: $147 annuallyLong Term Care Insurance: $1344.44 yearly (high expense due to my age and likelihood of me dropping the insurance after pulling out of WAs brand-new LTCi tax. LTCi was SWAMPED with WA citizens using to opt-out of this new strategy, and the prices show the need.).

Net Worth: $389,542.68 ($ 243.458.79 in 401( k), $24,458.79 in a Roth IRA fund, $29,645.64 in a brokerage fund, $15,734.23 in my emergency fund, and ~$ 100,000 in equity in my half of our apartment minus financial obligation. My hubby and I have different financial resources, so his cost savings are different from mine. LTCi was SWAMPED with WA citizens using to opt-out of this brand-new strategy, and the costs reflect the need.).